My son and I both subscribe to the Investopedia website.  It has very informative articles sent out daily, and a stock simulator which allows you to lose digital, simulated currency playing the stock market instead of fiat currency in the real stock market. This morning’s email started out with an article on buying gold. I was struck by the fact that first on the list of ways to hold gold was through physical possession, something that has always been frowned upon by financial planners and most “investment experts.” Next came holding gold through ETF’s and stocks. There was even a reference in the article to planning for an “end-of-the-world” scenario.  It seems even the mainstream investment strategists are seeing the light, or darkness as it may turn out to be.

Read more about gold and precious metals at


How many of us still have at least some of our retirement money in the stock markets? I am one, although I am a little embarrassed to admit it.

I was thinking about the fact that very few of us “average” people have any idea how that system works. We know that we give our money to a company or person who is “responsible” for putting it somewhere or other that seems right to us and them, based on some loose criteria of how comfortable we feel about different levels of gambling. It’s not called gambling of course, it’s called risk. But it is gambling. And what it boils down to is that we are giving our money to companies and people we don’t actually know, who give it to companies and people they don’t actually know, who represent other people and companies who none of us actually know. In the end, as in any trip to Las Vegas, a few people win, some break even, but many more lose.

It all makes me think more about tangible, physical assets such as land and houses and metals.